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TRADING · THE TRADE

One Trade.
Shared Truth.

Ray turns a trade into one continuous journey: agree the facts, protect the money, track the shipment, and turn every settlement into reputation.

Start a trade The Account →
TRADE · RAY-TC-2211PARAMETERS DEFINED
GOODS
MILLING WHEAT · 25,000 MT ±5% · HS 1001.99
PRICE
$240/MT · $6,000,000 USD
ROUTE
KAZAKHSTAN → ROTTERDAM · CIF · INCOTERMS 2020
RELEASE CONDITIONS
4 CHECKABLE FACTS · SET BEFORE ANYTHING MOVES
BOTH SIDES SEE THE SAME TRADE
THE SETUP

Open it together.

Three steps from intent to a binding trade - and the money question answered before anything ships.

  • Define the deal onceGoods, price, route - and the exact conditions that will later release the money. The rules for your corridor are locked to the trade, so nothing shifts mid-deal.
  • Invite the other sideYour counterparty joins the same trade. Not a Ray member yet? They verify first - so you only ever trade with verified businesses.
  • Agree, and it's bindingBoth sides review the same terms and documents, negotiate in one place, and accept. The commitment is recorded; the trade locks.
NEW COUNTERPARTY? · VERIFIED FIRST - EVERY INVITE GROWS THE NETWORK
THE GAP

Every trade has a gap.
Choose who carries it.

Between the seller shipping and the buyer paying, someone holds the risk. On Ray you choose how, trade by trade - Ray holds and moves the money whichever way you pick.

The buyer's cash, locked.

The buyer commits funds - full or staged - and Ray holds them protected until the release conditions are met. The seller ships against certainty, not a promise. The mode for first trades, before trust is earned.

The Security →
Ray funds it.

The seller is paid at shipment; the buyer repays at the agreed date - underwritten on what Ray can already see: the parties, their passport history, the live shipment. Repaid automatically out of settlement.

Financing →
Your record carries it.

Nothing locked, nothing borrowed - the seller ships on the strength of the buyer's Trade Passport, and payment follows the agreed terms. The cheapest, fastest mode, and the one you can't sign up for. Only earn.

ESCROW · RAY-TC-2211PROTECTED
LOCKED
$1,500,000 · OF A $6,000,000 TRADE
RELEASE
ON VERIFIED DELIVERY
NOTHING TO DIVERT
FACILITY · RAY-TC-2211APPROVED
SELLER PAID
AT SHIPMENT
BUYER REPAYS
AT SETTLEMENT · 90 DAYS
UNLOCKED BY
FUNDER ACCEPTED BOTH PASSPORTS
REPAID FROM PROCEEDS
ON TRUST · RAY-TC-2211NO FUNDS HELD
HELD
$0
UNLOCKED BY
PASSPORT A− · ABOVE THRESHOLD
THE REWARD FOR A STRONG RECORD

A STRONGER TRADE PASSPORT UNLOCKS THE CHEAPER OPTIONS.

TRUST-BUT-VERIFY

Ship it. Ray checks everything.

From loading to delivery, every document and every milestone is verified - and both sides watch the same progress.

  • Documents verify themselvesAs each document lands - bill of lading, inspection, insurance - Ray cross-checks it against the issuer, the carrier, the registry, and the trade itself. The verified final is locked for both sides.
  • The shipment, trackedMovement runs milestone by milestone against the bill of lading. A stuck milestone raises a flag; nothing slips silently.
  • Delivery, confirmedGoods land, the buyer accepts, and it's recorded - the trigger that lets the money move.
DOCUMENTS · RAY-TC-2211TRUST-BUT-VERIFY
BILL OF LADING
VERIFIED ✓
SGS INSPECTION
VERIFIED ✓
PHYTO CERTIFICATE
VERIFIED ✓
INVOICE
CHECKING…
CROSS-CHECKED · ISSUER · CARRIER · REGISTRY
SHIPMENT · RAY-TC-2211TRACKED
LOADED
KOSTANAY ✓
EXPORT CLEARED
✓
IN TRANSIT
MV OCEAN LARK ✓
ARRIVED
ROTTERDAM ✓
DELIVERY ACCEPTED
RECORDED
BOTH SIDES · SAME VIEW
TRADE ORCHESTRATION

Describe the deal.
Ray composes the execution.

Ray helps to orchestrate the trade flow from simple user instructions, mapping commercial intent into parties, controls, evidence, and money movement.

Capture intentGoods, volume, corridor, price, and payment structure.
Bring the partiesBuyer, seller, inspector, carrier, and financial provider join with scoped roles.
Compile the conditionsDocuments resolve requirements, exceptions, and financial eligibility.
Issue the next actionOne clear instruction goes to the participant who can move the trade forward.
RAY FLOW ENGINELIVE CASE · RAY-TC-2211
MERCHANT INTENT

Sell 25,000 MT of milling wheat from Kazakhstan to Rotterdam on CIF terms, with protected release at accepted delivery.

Commercial contractTERMS MAPPED
Parties and business checksROLES VERIFIED
Inspection and quality evidenceACCEPTED
Bill of lading and custodyMATCHED
Settlement conditionsROUTE VIABLE
NEXT EXECUTABLE ACTIONBuyer confirms delivery acceptance
RELEASE & SETTLEMENT

Money moves itself.

Receive money instantly when trade completes. Ray unlocks money and effect payments instantly. Nobody chases an invoice. Nobody wires to emailed bank details.

  • Follow the governed checklist, not judgement callsRay monitors trade status: delivery accepted, terms satisfied, disputes resolved automatically.
  • Settle early, earn the discountThe robustness of the process shortens payment cycles allowing sellers to receive cash faster: Ray also allows for flexible terms including advance payment for a discount - all governed by the negotiated Trade Case.
RELEASE CONDITIONSRAY-TC-2211
DELIVERY & ACCEPTANCE
RECORDED
COMMERCIAL TERMS
SATISFIED
REQUIRED DOCUMENTS
CURRENT · VALIDATED FINALS
OPEN EXCEPTIONS
NONE
RELEASE
$1,500,000 · BOOK TRANSFER · INSTANT & FINAL
BALANCE
$4,500,000 · 90-DAY TERMS · SETTLE EARLY FOR DISCOUNT
SETTLEMENT · SAME EVENT AS INSTRUCTIONPASSPORTS UPDATE ON CLOSE
TRADE REPUTATION

Every clear trade makes the next one easier.

Ray builds reputation from fulfilled obligations: what was delivered, evidenced, paid, cured, or disputed-and which party was responsible.

  • The record, written automaticallyEvery settled trade appends to your passport: on terms, on time, documented. No forms, no self-reporting.
  • The record, worth moneyA stronger passport unlocks credit, better pricing, and eventually on-trust trading - the gap carried by your name alone.
A-TRADE REPUTATION · STRONG
RAY-OBSERVEDUPDATED AFTER
RECONCILED CLOSE
36COMPLETED TRADES WITH ATTRIBUTABLE EVIDENCE
18VERIFIED COUNTERPARTIES
7PROVEN TRADE CORRIDORS
98.4%OBLIGATIONS EVIDENCED ON TIME

Trade Reputation records the merchant's attributable performance. Circle Strength separately records the breadth, independence, continuity, and corroboration of the evidence network.

SCAN TO VERIFY THE RECORDRAY-TP-9F2C71A4E38B · UPDATED AFTER EVERY SETTLED TRADE

Open for trade.

One shipment is all it takes to start your record.

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The trust layer for global trade.

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