Global trade,
without the
leap of faith.

One regulated platform for both sides of cross-border trade — so settlement is instant, escrow is native, reputation is earned from verified flows, and credit follows.

Start a trade Explore the platform

KAZAKHSTAN → ROTTERDAM · MILLING WHEAT · 25,000 MT

VERIFIED PROTECTED SHIPPED SETTLED PROVEN

Unlock global trade.

Ray allows you to move money faster, transact in confidence and expand your business

Start a trade

BUSINESS · USD $96,400 Move money

Logistics — rail to portSettled in minutes

−$96,400

ESCROW $1,500,000 Trade securely

$1,500,000 in escrow$4,500,000 · releases in 90 days

✓

TRADE REPUTATION A− Build standing

Trade settled on terms36 verified trades · funding unlocked

THE ACCOUNT

One account.
The whole trade.

A regulated business account with the trade built in — hold, move, and protect from the same place your goods and documents live.

HoldMulti-currency balances in the currencies you trade — accounts and safeguarding provided with licensed partners.
MoveCross-border payments in minutes, not days — modern rails instead of a correspondent chain, member-to-member near-free.
ProtectEscrow as a native state of your money, not a bolt-on service — funds lock to the trade and release only on document-verified delivery.

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BUSINESS ACCOUNT $186,900 USD · EUR · KZT

Escrow released — delivery accepted75% pending · 90-day terms

+$1,500,000

Inputs — seed & fertiliserOutbound · settled

−$180,000

THE TRADE

Where the deal actually lives.

Ray operates a shared, structured trade architecture that both sides effect and monitor together. The money instructions therefore follow the terms of your trade.

Create itDefine the goods, quantity, terms and incoterms, the documents required, and the conditions for release.
Invite the other sideYour counterparty joins the same trade — one case, one set of facts, agreed, signed and verified before anything moves.
Track and resolveVessel milestones against the bill of lading, documents matched as they land — and if something goes wrong, the evidence already exists.

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THE SECURITY

Nothing to divert.
No one to trust blind.

Escrow covers what trust hasn't earned yet. Funds lock against the shipment and release only when documents prove delivery — and the rest of the trade runs on terms, on the record, on schedule.

$1,500,000 locked in escrow · of a $6,000,000 tradePROTECTED

Goods verified · vessel trackedCONFIRMED

Delivery acceptedESCROW RELEASED

$4,500,000 balance · 90-day termsPAYMENT PENDING

↳ or settle today — earn the early-payment discountAVAILABLE

Every movement is a conditional release inside the trade — never a wire to bank details from an email. Safeguarding performed by licensed providers; disputes resolved on the record.

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ESCROW $1,500,000 Protected until delivery

Discharged — Rotterdam millB/L matched · escrow released

✓

THE REPUTATION

Reputation you earn,
not inherit.

Where corporations trade on banking relationships and letters of credit. Ray evolves this with a simple record: every trade you settle influences your publicly verifiable Reputation others can verify.

VERIFIABLE BY ANYONE · GRANTED BY NO ONE · PRINTABLE WITH QR

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THE RESULT

$2.5 trillion of trade goes unfinanced every year — because no one could see it. Now they can.

Creditors fund what they can verify: named goods, tracked shipments, settlement history. Proof turns into working capital.

SOURCE: ADB · GLOBAL TRADE FINANCE GAP SURVEY 2025 — US$2.5T

Financing put to work in the customer's business

FINANCING $750,000 Pre-export finance

Advance — contracted wheatRepaid from settlement

+$750,000

Global trade,
without the
leap of faith.

Unlock global trade.

One account.
The whole trade.

Where the deal actually lives.

Nothing to divert.
No one to trust blind.

Reputation you earn,
not inherit.

$2.5 trillion of trade goes unfinanced every year — because no one could see it. Now they can.

Open for trade.

PRODUCT

CUSTOMERS

COMPANY

RESOURCES

LEGAL

Global trade,without theleap of faith.

Unlock global trade.

One account.The whole trade.

Where the deal actually lives.

Nothing to divert.No one to trust blind.

Reputation you earn,not inherit.

$2.5 trillion of trade goes unfinanced every year — because no one could see it. Now they can.

Open for trade.

PRODUCT

CUSTOMERS

COMPANY

RESOURCES

LEGAL

Global trade,
without the
leap of faith.

One account.
The whole trade.

Nothing to divert.
No one to trust blind.

Reputation you earn,
not inherit.