Cash-rich buyers settle before the due date and earn the discount as yield — the seller gets paid at shipment. No lender involved at all.
Financing runs separately from the account, by design. When a trade is funded on credit, the seller is paid now and the buyer repays later — underwritten on the parties, the passport history, and the live shipment itself. Trade-specific decisions by licensed or contracted providers; repaid at close.
Cash-rich buyers settle before the due date and earn the discount as yield — the seller gets paid at shipment. No lender involved at all.
Credit against the settled terms of a verified trade — the passport history is the underwriting file, the shipment is the collateral.
Ocean freight and logistics costs financed inside the trade, repaid from proceeds at settlement.
Timber, packaging, ingredients — materials purchased against a confirmed order, repaid when the buyer settles.