Ray Facilitator
Ray turns verified goods into financeable shipments by connecting originators, buyers, creditors, documents, and settlement in one auditable chain.
Originators
5
Accepted volume
457k MT
Funded value
$135M
Funded flows
Preparing funded corridor map.
Why now
Trade is shifting toward emerging corridors where SMEs often carry the supply. Ray gives those flows the evidence, pooled volume, and finance structure required to scale.
Trade between country groups
53% share of global merchandise trade is enabled by non-rich countries.
Source: Fouquin and Hugot, CEPII 2016; Federico, Giovanni and Tena-Junguito, Antonio, A Tale of Two Globalizations.
When buyers diversify supply, the scarce layer is not demand. It is trusted proof that goods exist, meet specification, can move, and can be financed before delivery.
Source: IHS Markit; WTO-OECD Balanced Trade in Services; FAOSTAT; International Energy Agency World Energy Balances; McKinsey Global Institute.
Capital gap
Small and mid-sized traders are blocked while goods are in storage, in transit, or awaiting payment. Ray converts those moments into documented funding decisions.
Annual trade finance gap
$2.5T
Africa unmet demand
$120B
Developing Asia unmet demand
$700B
Source: UNCTAD, Ray research.
SME share
90%+
of Africa and MENA businesses
Direct exporters
<10%
of SMEs export directly
Cross-border payments
$100B
driven by African SMEs
Agri-SME finance need
$160B
in Sub-Saharan Africa
Missing middle
Originators can have real goods and competitive pricing while lacking the paper trail, bargaining power, and credit interface that larger traders enjoy.
Source: SME, agri-SME, cross-border payment, and financing figures.
Ray execution model
Ray begins with controlled short-cycle trades, captures what worked, then turns repeatable execution into software: offtake purchase, pooling, shipping, finance, and settlement.
The operating record lowers transaction cost, improves underwriting for letters of credit and working capital, and lets new commodities join the same verified commerce standard.
Killer feature 01
The auditable trail derisks each transaction and is derived from predicated auditable steps, creating a publicly readable passport that lowers cost and opacity in SME agricultural trade facilitation.
Passport hash example: RAY-TP-9F2C71A4E38B (derived from supplier IDs, check states, funding state, and signed documents).
Killer feature 02
Emergent AI routing, pooling, and matching strengthens the resilience of global trade linkages by scoring corridor readiness, documentation fit, demand signals, and unit economics.
Supply inputs
Commodity, quality, lot size, corridor docs
Demand + finance
Buyer appetite, target terms, creditor constraints
Execution proposal
Pool/tranche, incoterm plan, fallback path, timeline
Role journeys
Pass onboarding, evidence ownership, and prepare the first goods record for review.
Submit verified goods, track consignment status, receive prepayment, and follow final settlement.
Review available shipments or pools, express interest, post commitment, and verify documents by transaction ID.
Assess buyer-backed transactions with named goods, counterparties, evidence, and return logic.
Platform benefits
Originators prove identity, goods, storage, documents, and consignment status without losing the transaction trail.
Buyers move from interest to commitment through hash-verifiable documents that can be printed with a QR.
Creditors review named counterparties, goods, pool IDs, funding purpose, settlement evidence, and return logic in one record.
